Privacy Policy
Last updated:
This Privacy Policy explains how CalcRefi ("we," "us," or "our") handles information when you visit calcrefi.com (the "Site"). By using the Site, you agree to the practices described here.
1. Information we collect
CalcRefi is designed to be used without creating an account. The numbers you enter into our calculators are processed in your browser to display results and are not transmitted to or stored on our servers.
We may automatically collect limited technical information through cookies and analytics tools, such as your IP address, browser type, device type, pages visited, and referring website. This helps us understand how the Site is used and improve it.
2. Cookies and similar technologies
We use cookies and similar technologies to operate the Site, measure traffic, and serve advertising. You can control or disable cookies through your browser settings, though some features may not function as intended if you do.
3. Advertising and Google AdSense
We use third-party advertising companies, including Google, to serve ads when you visit the Site.
- Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites.
- Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our Site and/or other sites on the internet.
- You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of some third-party vendors' use of cookies for personalized advertising at www.aboutads.info.
4. Analytics
We may use analytics services (such as Google Analytics) to understand how visitors interact with the Site. These services may collect information such as how often users visit, what pages they view, and what other sites they used before arriving. We use this information only to improve the Site.
5. Affiliate and partner links
Some links on the Site are affiliate or referral links. If you click one and take an action (such as requesting a quote or completing an application with a lender), we may receive a commission at no additional cost to you. We only link to partners we believe may be useful to our visitors, and these relationships do not affect the results our calculators produce.
6. How we use information
- To operate, maintain, and improve the Site
- To analyze usage and traffic trends
- To serve and measure advertising
- To comply with legal obligations
7. Your privacy rights
Depending on where you live, you may have rights regarding your personal information, including the right to access, correct, or delete it, or to opt out of the sale or sharing of personal information. Residents of the EU/EEA (under GDPR) and California (under the CCPA/CPRA) may have specific rights. To make a request, contact us using the details below.
8. Children's privacy
The Site is not directed to children under 13, and we do not knowingly collect personal information from children under 13.
9. Changes to this policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date.
10. Contact us
If you have questions about this Privacy Policy, contact us at info@calcrefi.com or through our contact page.
This template is provided for general informational purposes and is not legal advice. Consider having a qualified professional review your privacy policy to ensure it fits your specific situation and complies with applicable laws.